We want you to get the best policy you deserve.

TRANSFORMING LIFE INSURANCE

At Tyson Hilscher Agency, we help Texans protect their families and build financial security with modern, personalized life insurance solutions. Whether you're planning for the future or protecting what matters most today, we make the process simple, honest, and built around you.

A MORDERN APPROACH

We make life insurance easier than ever. Many healthy clients can qualify with no medical exam required, and for others, a quick check can be done at your home, office, or even your favorite coffee shop. Our fully digital application process means no paperwork, no stress, and coverage that fits your life—not the other way around.

Our Services

  • Term Life

    Term life insurance is simple, affordable protection for a set number of years—typically 10, 20, or 30. It’s designed to cover high-need periods like raising a family, paying off a mortgage, or replacing lost income. If you pass away during the term, your beneficiaries receive a tax-free death benefit. Premiums are fixed, making budgeting predictable and easy. This is a great option for those who want maximum coverage at a low cost. If you're young, healthy, or just starting your financial journey, term life is often the smartest first step.

  • Whole Life

    Whole life insurance provides lifelong protection with guaranteed premiums and a growing cash value. Over time, your policy builds equity you can borrow from or use for emergencies. Unlike term, it never expires as long as premiums are paid. It’s a solid choice for long-term financial planning, estate protection, or leaving a guaranteed legacy. The policy’s cash value grows on a tax-deferred basis and can offer stability in uncertain markets. Whole life is ideal for those who want predictable growth and lifetime coverage.

  • Index Universal Life

    Indexed Universal Life combines permanent life insurance with flexible, tax-advantaged growth. Your policy’s cash value is tied to the performance of market indexes (like the S&P 500), with zero risk of market loss. You control how much you contribute beyond the premium and can access your money tax-free through loans. IULs are popular for retirement income planning, tax sheltering, and leaving a legacy. Unlike whole life, they offer more flexibility and higher growth potential. It’s a powerful tool